State Pension Age 67 & Income Gap Calculator

State Pension age is rising from 66 to 67, phased in for anyone born from 6 April 1960 onward. Find your exact date, and see the income gap if you plan to stop working sooner.

This is an estimate for guidance only, not financial advice. For your confirmed, exact State Pension age, use the official calculator at gov.uk/state-pension-age.
Last Verified: 7 August 2026

Your State Pension age

The phased rise from 66 to 67

Date of birthState Pension age
Before 6 April 196066
6 April 1960 – 5 March 196166 years + 1 to 11 months (rises monthly)
6 March 1961 – 5 April 197767
On or after 6 April 197767 or higher — further rises may apply, check the official calculator

Frequently asked questions

When does State Pension age rise from 66 to 67?

The rise is phased in for people born between 6 April 1960 and 5 March 1961, increasing by one month for each month of birth in that range. Anyone born on or after 6 March 1961 has a State Pension age of 67.

What is the pre-pension income gap?

It's the period between when you plan to stop working and when you actually become eligible for the State Pension. If you retire before your State Pension age, you'll need another source of income — savings, a workplace pension, or continued part-time work — to cover that gap.

Also planning around long-term care costs? See our Care Home Means-Test Calculator.